Apply Credit Score Playing Cards Online For Fast Approval
The credit cards offered by Kotak come loaded with a range of features and benefits. Some of essentially the most notable Kotak bank card benefits are as follows -
Bonus reward factors
Get periodic bonus reward factors based on the usage of your card.
Annual payment waivers
Why pay the annual fee for the card when you may get it waived? Meet the minimum spending restrict and get your yearly card price waived.
Present vouchers
Get gift vouchers throughout premium manufacturers and shop to your heart’s content!
Financial savings on grocery buying
Your everyday grocery buying can turn out to be fun with attractive savings and reductions on your payments.
Life-style-based mostly rewards
Consuming out and going to a film can turn into rewarding with freebies and reductions out there on these finest rewards credit score playing cards in India.
Fuel surcharge waiver
You don’t must pay an additional surcharge on your fuel consumption. With Kotak credit score cards, get a gasoline surcharge waiver throughout gasoline stations.
Airport lounge access
Make traveling more fun with complimentary airport lounge entry at each international and domestic airports.
best buy credit card
If reductions and reward vouchers should not enough, you may as well take pleasure in cashback on Kotak’s credit score cards.
Eligibility and Paperwork Required for brand spanking new Credit card
You want to fulfill specified credit card eligibility parameters when making use of for a brand new credit card. A few of the most common eligibility criteria to get credit playing cards are:
Age: You have to be a minimum of 18 years and above. Earnings: Your earnings ought to match the minimal income required for every credit card. Occupation: Credit playing cards are available for self-employed and salaried people. Credit score rating: You want a superb score to get a credit card.
You might want to furnish the following paperwork together with your on-line credit card software:
- Identification proof - Age proof - Deal with proof - Income proof or employment particulars - PAN Card
Bank card Interest Charges & Fees
Know the charges earlier than you apply for credit playing cards:-
Becoming a member of charge
A price is payable when the financial institution issues a credit card
Annual payment
A fee payable every year to make use of and maintain the card
Credit card curiosity charges
Curiosity is payable if you default in your credit card dues or if you make part payments on the excellent bill
Late fee fees
Prices payable should you delay paying your bank card payments
EMI expenses
Prices payable for converting your giant-ticket purchases to handy EMIs
Other costs
Card-particular fees for availing companies from Kotak Mahindra Financial institution
How to apply for Kotak Credit card On-line
Apply for Kotak’s credit playing cards online and get access to the card on the earliest. The online bank card software course of is quite easy. Here are the steps in which you'll be able to apply for a bank card:
- Visit the bank card section on Kotak Mahindra Bank’s webpage at https://www.kotak.com/en/private-banking/cards/credit-cards.html - Compare and study the available credit score playing cards and choose one which fits your needs the most. - Read the advantages and options of the credit card, its eligibility parameters, the documents wanted, and the charge structure. - After you have the whole information concerning the shortlisted card, click on on ‘Apply Now’. - Fill in the details required on the online bank card utility type. These details embrace your title, age, residential handle, date of beginning, web month-to-month income, sort of employment, PAN card details, and so forth. - Submit the net utility type and your documents just like the KYC paperwork, income proof, PAN card, employment details, and so forth. - Once your software is submitted, you'll be able to keep track of your application status on-line by way of Kotak Mahindra Bank’s web site. - The financial institution will verify your on-line utility and the documents. For those who meet the eligibility parameters and your paperwork cross verification, you would get approval for the card.
Alternatively, for a brand new credit card, apply offline via the Kotak Mahindra Bank department or contact our representatives. You would have to fill up a bodily application type and submit your documents within the offline application. As soon as your form and documents are verified, Kotak Mahindra Financial institution would approve your utility, and also you would be allowed to avail of an appropriate bank card.